(210) 987-8943
VA Loans
About VA Home Loans
VA loans are a benefit available to veterans, active-duty service members, and eligible surviving spouses, backed by the U.S. Department of Veterans Affairs (VA). These loans offer significant advantages, including no down payment, competitive interest rates, and no private mortgage insurance (PMI) requirement.
VA loans are designed to make homeownership more accessible and provide flexible qualification standards compared to conventional loans. Borrowers can use VA loans to purchase a home, refinance an existing loan, or access cash through a VA cash-out refinance.
This is why the Candy Williams Home Loan Team proudly offers mortgage loan products for active-duty military and veterans in Texas.
Some Key Characteristics about VA Home Loans
No Down Payment: 100% financing for eligible borrowers.
Gifts are allowed: down payment and closing and prepaid costs may be funded by a gift.
Flexible Credit Requirements: Suitable for those with varied credit histories.
No PMI: Eliminates the added cost of private mortgage insurance.
Lower Interest Rates: Offers more favorable rates compared to conventional loans.
Refinancing Options: Streamlined and cash-out refinance programs are available.
Seller Contributions: Sellers can cover all closing and prepaid costs and other concessions.
Multifamily Properties: Multi-unit properties allowed to live in one unit and earn income on the others.
Some Key Characteristics about VA Home Loans
VA Loans provide valuable benefits to our service members.
Military Service: Designed for eligible veterans, active-duty service members, and qualifying military personnel.
Limited Savings or Equity: Ideal for borrowers with minimal savings or home equity.
Credit Flexibility: Accessible to those with less-than-perfect credit.
Refinancing Needs: A great option for current VA loan holders looking to refinance.
Lower cost and payment: No down payment, competitive interest rates, and no PMI, make them the best financing option for our service members.
VA loans provide an excellent pathway to homeownership for active duty service members, veterans and qualified surviving spouses, offering affordability, flexibility, and opportunity.
If you have any questions about VA Loans, don’t hesitate to reach our to my team at
(210) 987-8943. We are happy to answer your questions and would love to work with you!
Get more information about the home buying process
Copyright ©2021 | Candy Williams Home Loans | NMLS# 187126 | Licensed to do business in Texas
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Corporate | NMLS ID NMLS# 1660690 | Corporate Address : 3100 W Ray Road #201 Office #209 Chandler, AZ 85226
Copyright ©2021 | Candy Williams Home Loans | NMLS# 187126 | Licensed to do business in Texas
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Corporate | NMLS ID NMLS# 1660690 | Corporate Address : 3100 W Ray Road #201 Office #209 Chandler, AZ 85226