Terms of Use and Disclaimers
This website is run by Candy Williams (NMLS #187126), a loan officer with NEXA Lending (NMLS #1660690). By using this site, you agree to these terms. NEXA's Disclaimer has the full details on loan disclosures, licensing, and fair lending.
Information on this site
Everything on this site is general information. It is not a commitment to lend, and it is not legal, tax, or financial advice. Loan programs vary by state and loan amount.
Rates and loan approval
Any rates you see are examples only and can change without notice. Your rate is not locked until we confirm it in writing. All loans are subject to approval of your credit, income, assets, identity, and property, and an appraisal may be required.
Calculators
Our calculators give estimates only. Your actual payment depends on your rate, taxes, insurance, and other costs. Talk with us for numbers based on your situation.
Reviews
Reviews on this site come from real clients and reflect their own experiences. Your results may be different.
Contacting you
When you give us your phone number or email, you agree that we can contact you about your request by phone, text message, and email. This may include automated calls or texts. You don't have to agree to this to get a loan. Reply STOP to any text to stop. Our Privacy Policy has more about text messages.
Equal housing
We do business in line with fair lending laws and do not discriminate against any applicant on a basis the law protects.
Links to other sites
Some links take you to sites run by other companies, like our loan application portal, reviews, and social media pages. We don't control those sites, and their own terms and privacy policies apply.
Our content
The text, photos, and logos on this site belong to Candy Williams Home Loans or are used with permission. Please don't copy them without asking.
Licensing and complaints
You can look up our licenses at NMLS Consumer Access. Texas consumers can file complaints with the Texas Department of Savings and Mortgage Lending. See the Texas Complaint and Recovery Fund Notice at the bottom of this page.
Changes to these terms
We may update these terms from time to time. When we do, we'll change the date at the bottom.
Questions
Candy Williams Home Loans, empowered by NEXA Lending
Phone: (210) 987-8943
Email: [email protected]
Last updated: 10/06/2026
Copyright ©2026 | Candy Williams Home Loans | NMLS#187126 | Licensed to do business in Texas
Texas Complaint and Recovery Fund Notice
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval.
Other restrictions and limitations may apply.
Corporate | NMLS ID NMLS#1660690 | Corporate Address : 5559 S Sossaman Rd #101, Mesa, AZ 85212 https://nexamortgage.com
